Service Disclaimer and Legal Notice

Important notice:

Results may vary. Past performance does not guarantee future outcomes.

Our advice is based on current regulations and your unique circumstances. We do not offer product sales or commissions.

This website provides general information about our subscription-based planning services. Our team delivers impartial advice and analytical reviews, but all recommendations are tailored to your individual situation and Australian regulatory requirements. No guarantees of outcome are offered.

General notice

All information provided on this website is for informational purposes only. It is not intended as comprehensive financial advice or a substitute for professional consultation. We do not guarantee results and recommend seeking personalised advice before making decisions.

Limitations of liability

Our company strives for accuracy and compliance but cannot be held liable for loss or damages arising from reliance on the information provided.

  • We do not accept responsibility for indirect, special, or consequential damages.
  • No liability is assumed for third-party website links or external content.
  • We do not guarantee the completeness or accuracy of information, though we endeavour to keep it current.
  • Decisions based on our advice remain the responsibility of the client.

Accuracy of information

We aim to provide accurate, up-to-date information on this site. However, errors or omissions may occur, and we reserve the right to update content without notice. Please contact us to report any issues or request clarifications.

Always confirm details before making significant decisions.

Seek professional advice

Our materials are not a substitute for personalised professional consultation. Consider your circumstances and seek formal advice as needed.

External links

Links to external websites are for reference only. We do not endorse or control third-party content and accept no responsibility for external sites.

Results and performance disclaimer

Outcomes from our services may differ depending on your situation. Past performance is not indicative of future results.

Results may vary statement

Your experience with our service will depend on your personal circumstances and objectives.

Financial service disclaimer

Our services offer impartial advice and analytical reviews. We do not provide, promote, or recommend specific products.

  • No recommendations for or against specific investment products are made.
  • We do not sell, broker, or receive commissions from financial products.
  • All advice is delivered independently and without product sales incentives.

Jurisdiction and law

This website is intended for users in Australia. Your use of our services is subject to Australian law.

All legal matters will be governed by the laws of Australia. Users outside Australia must ensure compliance with local regulations.

Australian law applies to all agreements and use of our services.

Users are responsible for understanding any local legal requirements that may apply.

Indemnification

By using our site, you agree to indemnify and hold us harmless from any claims arising from use of the information or services provided.

Severability

If any part of this disclaimer is found invalid, the remaining sections will remain in effect.

Modifications

We reserve the right to update this disclaimer at any time. Continued use of the website constitutes acceptance of changes.

Contact us

If you have questions about this disclaimer, please get in touch using the contact details below.

Email address: content@karveliqona.com

Phone number: +61256629656

Office address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective date: October 12, 2025

Last updated: October 12, 2025