Terms and Conditions for Subscription Service

These terms define the conditions for using our subscription-based planning services on karveliqona.com. Please review them carefully before engaging our services.

September 21, 2025

Acceptance of terms

By using this website or subscribing to our services, you agree to these terms and any future updates. Continued use constitutes acceptance of the current terms.

Definitions

The following definitions apply throughout these terms and conditions.

"Service" refers to the subscription-based planning offered on karveliqona.com.

"User" means any person or entity accessing or using the website or services.

"Advisor" means a qualified professional providing impartial advice and support under our subscription.

"Agreement" means these terms and any additional policies referenced herein.

Service usage

Our services are intended for residents of Australia and are delivered in accordance with Australian law and regulatory requirements.

Eligibility

You must be 18 years or older and legally able to enter contracts to use this service.

Service not available to minors.

User responsibilities

Users must provide accurate information and comply with applicable laws.

Keep your contact details and subscription information current.
Use the service only for lawful purposes and personal use.
Respect the rights and privacy of other users and our staff.
Do not attempt to circumvent security or misuse the website.

Prohibited uses

Certain activities are strictly prohibited on this site.

Submitting false, misleading, or fraudulent information.
Attempting to gain unauthorised access to systems or data.
Using the service for commercial resale or unauthorised purposes.
Violating any laws, regulations, or third-party rights.
Disrupting the normal operation or security of the website.

Intellectual property rights

All website content, trademarks, and materials belong to karveliqona.com unless otherwise indicated. Users may not reproduce, modify, or distribute content without written permission.

User content

Users may provide information for service delivery. All content must comply with these terms and not infringe on third-party rights.

Your rights in your content

By submitting content, you grant us permission to use it solely for providing our services and fulfilling legal obligations.

Privacy and data protection

Our handling of personal information is governed by our Privacy Policy. We implement safeguards to protect your data and comply with Australian privacy law.

View privacy policy

Disclaimer and limitations

Information and services are provided as described, without guarantees of outcome or suitability for every user.

Important disclaimer

Results may vary and are not guaranteed. We do not offer product sales or commissions.

Limitation of liability

We are not liable for indirect, incidental, or consequential damages arising from use of our services.

Indemnification

You agree to indemnify us for any losses or claims arising from your use of the service or website.

Dispute resolution and law

Disputes will be handled in accordance with Australian law and, where possible, resolved amicably.

Arbitration

If a dispute cannot be resolved informally, it may be referred to arbitration under applicable Australian law.

This does not affect your statutory consumer rights.

Online dispute resolution

You may access the Australian online dispute resolution platform for eligible disputes involving our services.

Learn more about dispute resolution

Severability

If any section is found invalid, the remainder will continue in effect.

Entire agreement

These terms and referenced policies constitute the entire agreement between you and karveliqona.com.

Applicable law and jurisdiction

All agreements are governed by Australian law and subject to Australian courts.

Termination

We reserve the right to suspend or terminate service for breach of terms or misuse.

Modifications

Terms may be updated periodically. Continued use of the service indicates acceptance of changes.

Contact for terms enquiries

For questions regarding these terms, please use the contact details below.

Email address: content@karveliqona.com

Phone number: +61256629656

Office address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective date: September 21, 2025

Version: 3