Terms and Conditions for Subscription Service
These terms define the conditions for using our subscription-based planning services on karveliqona.com. Please review them carefully before engaging our services.
September 21, 2025
Acceptance of terms
By using this website or subscribing to our services, you agree to these terms and any future updates. Continued use constitutes acceptance of the current terms.
Definitions
The following definitions apply throughout these terms and conditions.
"Service" refers to the subscription-based planning offered on karveliqona.com.
"User" means any person or entity accessing or using the website or services.
"Advisor" means a qualified professional providing impartial advice and support under our subscription.
"Agreement" means these terms and any additional policies referenced herein.
Service usage
Our services are intended for residents of Australia and are delivered in accordance with Australian law and regulatory requirements.
Eligibility
You must be 18 years or older and legally able to enter contracts to use this service.
Service not available to minors.
User responsibilities
Users must provide accurate information and comply with applicable laws.
Prohibited uses
Certain activities are strictly prohibited on this site.
Intellectual property rights
All website content, trademarks, and materials belong to karveliqona.com unless otherwise indicated. Users may not reproduce, modify, or distribute content without written permission.
User content
Users may provide information for service delivery. All content must comply with these terms and not infringe on third-party rights.
Your rights in your content
By submitting content, you grant us permission to use it solely for providing our services and fulfilling legal obligations.
Privacy and data protection
Our handling of personal information is governed by our Privacy Policy. We implement safeguards to protect your data and comply with Australian privacy law.
View privacy policyDisclaimer and limitations
Information and services are provided as described, without guarantees of outcome or suitability for every user.
Important disclaimer
Results may vary and are not guaranteed. We do not offer product sales or commissions.
Limitation of liability
We are not liable for indirect, incidental, or consequential damages arising from use of our services.
Indemnification
You agree to indemnify us for any losses or claims arising from your use of the service or website.
Dispute resolution and law
Disputes will be handled in accordance with Australian law and, where possible, resolved amicably.
Arbitration
If a dispute cannot be resolved informally, it may be referred to arbitration under applicable Australian law.
This does not affect your statutory consumer rights.
Online dispute resolution
You may access the Australian online dispute resolution platform for eligible disputes involving our services.
Learn more about dispute resolutionSeverability
If any section is found invalid, the remainder will continue in effect.
Entire agreement
These terms and referenced policies constitute the entire agreement between you and karveliqona.com.
Applicable law and jurisdiction
All agreements are governed by Australian law and subject to Australian courts.
Termination
We reserve the right to suspend or terminate service for breach of terms or misuse.
Modifications
Terms may be updated periodically. Continued use of the service indicates acceptance of changes.
Contact for terms enquiries
For questions regarding these terms, please use the contact details below.
Email address: content@karveliqona.com
Phone number: +61256629656
Office address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia
Effective date: September 21, 2025
Version: 3